🏛️ Federal →
- Non-essential Govt closed.
- No USPS mail delivery.
- Official OPM dates.
🎓 School →
- Spring & Winter Breaks.
- Teacher In-service days.
- K-12 & University dates.
📍 State →
- Local holiday variants.
- DMV & State Court status.
- Regional proclamations.
📈 Market →
- NYSE & NASDAQ hours.
- Bond market early close.
- Good Friday status.
Understanding US Holiday Types
In the United States, there is no single "National Holiday" law that forces private businesses to close. Instead, holidays are split into categories:
Federal Holidays
Established by Congress. All non-essential government offices and the Post Office are closed.
Bank Holidays
Banks follow the Federal Reserve schedule. Note: Direct deposits and wire transfers do not process on these days.
Market Holidays
The NYSE and NASDAQ close. Interestingly, markets are closed on Good Friday, which is not a Federal holiday.
USA Holidays FAQ
Most public K-12 schools close for major Federal holidays like Labor Day and Christmas. However, closures for holidays like Veterans Day or Columbus Day vary by school district.
Spring Break typically occurs between early March and mid-April. Dates depend heavily on the specific school district or university calendar.
The USPS follows the Federal holiday schedule. Since almost all Bank holidays are also Federal holidays, the Post Office is generally closed.
No. Since the Federal Reserve is closed on bank holidays, ACH transfers and direct deposits are typically delayed until the next business day.
No, Good Friday is not a Federal holiday, but it is a Market holiday (Stock Markets are closed) and a state holiday in several states like Connecticut and New Jersey.